



Garret A. Lungin, Attorney at Law
One of the most common misconceptions I see is that passengers believe there's little they need to do because they weren't driving. In reality, passenger injury claims can involve multiple insurance policies and decisions that may affect your recovery. Understanding your options early may help you avoid costly insurance mistakes.
Common Passenger Accident Situations
Passengers may be injured while riding in:
🔘Private vehicles
🔘Uber and Lyft
🔘Taxi services
🔘Commercial vehicles
🔘Buses and Metro
🔘Multi-vehicle crashes
Every passenger accident is different, and available insurance depends on the circumstances of the collision.
One Accident. Multiple Insurance Policies
Many injured passengers worry about filing a claim because the driver was someone they know. In most situations, the claim is made against an insurance policy rather than directly against the individual driver. Depending on the circumstances of the collision, more than one insurance policy may provide coverage for your injuries. Understanding which policies may apply early can help you make informed decisions about your claim.
Common Passenger Accident Injuries
Even when a passenger isn't driving, the forces inside a collision can cause serious injuries. Neck, back, shoulder, chest, knee, and wrist injuries are among the most common, and symptoms don't always appear immediately after the accident.
Local Experience Matters
Heavy traffic throughout Sherman Oaks and Los Angeles increases the risk of passenger accidents. From Ventura Boulevard to the 101 and 405 Freeways, collisions happen every day. Understanding your options before speaking with the insurance company may help you avoid costly mistakes.




